Q Capital Strategies

Legal Information

Terms Of Use

Please read these terms and conditions (the “Terms of Use”) carefully as they apply to your access of this website (“Site”). By accessing or using this Site, you acknowledge your agreement and understanding of these Terms of Use. These Terms of Use are subject to change at any time without prior notice.

Licensing & Regulatory Compliance

Through the focused efforts of our General Counsel, Q Capital has been at the forefront in cooperating with LISA, NCOIL and the NAIC to develop and promote suitable legislation of the life settlement market.

Anti-Fraud Process

Q Capital has developed a program to detect, prevent, eliminate and report suspected fraudulent activity. Our rigorous fraud prevention program ensures we do not purchase policies where fraudulent activity has occurred. Q Capital is obligated to report any suspected fraudulent activity in accordance with its state licensure.

Broker Compliance

Any broker interested in submitting a case to Q Capital must complete a compliance review process.  Q Capital’s legal department contacts all of the brokers at least once a year to ensure that the most updated information is in our files.

Historical Overview

In 1911, the U.S. Supreme Court decided that life insurance policies are freely assignable for value. The court found that a life insurance policy is a form of property and that policy owners are free to sell and transfer ownership to other parties.

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