Please read these terms and conditions (the “Terms of Use”) carefully as they apply to your access of this website (“Site”). By accessing or using this Site, you acknowledge your agreement and understanding of these Terms of Use. These Terms of Use are subject to change at any time without prior notice.

General Disclaimer

This Site is intended for informational purposes only. Neither the Site nor any information provided within the Site is an advertisement. Q Capital Strategies, LLC (“Q Capital”) is permitted to do business only in those states that do not regulate life settlement/viatical settlement transactions or in states where it has been licensed or registered as a life settlement/viatical settlement provider. Currently, Q Capital is licensed or registered in Arkansas, Colorado, Connecticut, Deleware, Florida, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Mississippi, Montana, Nebraska, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, and West Virginia. Please contact us for a listing of the states that do not regulate life settlement/viatical transactions.

Privacy Policy

Q Capital knows that individual rights of privacy are important. Q Capital understands and shares public and regulatory concerns regarding the use of Nonpublic Personal Information and is committed to restricting the use and disclosure of such information as required under applicable law to the extent it comes into the possession of the company. Q Capital uses the information it collects only to determine whether to purchase a life insurance policy. It does not sell any of the Nonpublic Personal Information, nor does it distribute the information to any third parties except as required or permitted by law.

Access to Nonpublic Personal Information is restricted to Q Capital’s employees who need to know or access such information to provide life/viatical services and who have been trained to handle Nonpublic Personal Information. Q Capital periodically updates its technology and the education of its employees about the importance of maintaining privacy to ensure that the company has implemented the best practices for protecting all Nonpublic Person Information.

Warranty Disclaimer/Limitation of Liability

THE MATERIAL AND INFORMATION ON THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO THE WARRANTY OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AT TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IN NO EVENT SHALL Q CAPITAL, NOR ANY OF ITS SUBSIDIARIES OR AFFILIATES, BE LIABLE TO ANY PARTY FOR ANY COST OR DAMAGES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE ACCESS OR USE OF, OR THE INABILITY TO ACCESS OR USE THIS SITE OR ANY OF ITS FUNCTIONS OR FEATURES, INCLUDING IN CONNECTION WITH ANY BROWSING OR DOWNLOADING OF ANY INFORMATION, DATA, TEXT, IMAGES OR OTHER MATERIAL ACCESSIBLE THROUGH THIS WEBSITE.

IT IS THE RESPONSIBILITY OF THE USER OF THIS SITE TO EVALUATE THE ACCURACY, COMPLETENESS, RELIABILITY AND USEFULLNESS OF ANY INFORMATION PROVIDED. ALL INFORMATION PROVIDED ON THIS SITE IS UNDER THE CONDITION AND UNDERSTANDING THAT IT IS NOT INTENDED AS, AND SHOULD NOT BE INTERRETED OR RELIED UPON AS LEGAL, ACCOUNTING, TAX, FINANCIAL, INVESTMENT OR ANY OTHER PROFESSIONAL ADVICE. ACCORDINGLY, NO LIABILITY IS ASSUMED FOR THE USE OR MISUSE OF SUCH INFORMATION.